Securitisation software on the same ledger as your loans.
Pixcel runs your warehouse pools, investor positions, settlements and investor reporting on the same ledger that services your loans.
Your funders’ numbers aren’t rebuilt from spreadsheet exports. They come from the same loan events your servicing runs on, so when a loan leaves its usual path, every pool figure follows it, and every figure traces back to the repayments behind it.
From loan event to investor report.
Funding a book through warehouses or investor notes adds a second set of numbers that has to agree with the first. Pixcel keeps both on one ledger.
Pools and eligibility
Build pools from loans that meet your eligibility criteria, add them one at a time or in bulk, and lock a pool when it’s final.
Borrowing base and headroom
Every open pool on one screen: balances, borrowing base, headroom, arrears and excess spread.
Investor positions and allocation
Fund and exit investor positions, and see every allocation to each investor, line by line, with a statement per position.
Settlements
Calculate a settlement for any date, with the per-investor breakdown and the line items it was built from.
Investor and covenant reports
Investor reports, covenant reports, excess spread statements and loan tapes, straight from the ledger.
Reconciliation checks
Built-in checks that pool figures agree with servicing, with the transactions behind every report total.
Why one ledger matters to your funders
Pool figures and servicing figures can’t drift apart, because they come from the same loan events.
Every report total can be traced to the transactions behind it.
Same history, same figures: settlements calculate the same way every time.
A dedicated environment in your country, managed by Pixcel, with access limited by role.
Common questions
It runs warehouse pools, investor positions, settlements and investor reporting for lenders who fund their book through securitisation or investor notes, including covenant reports, excess spread statements and loan tapes. It shares one ledger with Pixcel’s loan servicing, so pool figures come directly from loan activity.
Not with Pixcel. Loan servicing and securitisation share one event history, which removes the reconciliation step between a servicing system and a separate funding spreadsheet or tool.
Yes. Securitisation and investor reporting is built and available today, alongside Loan Servicing and Customer & case management, on the same ledger.
Yes. Pixcel is API-first: your systems can read and act on the same data as your team, with the same permissions and audit trail.
Talk to us about your funding structure
Tell us how your book is funded today and we’ll walk through where Pixcel fits, and where it doesn’t.